Which bank offers high interest rate for fixed deposits?

Please suggest me the list of banks with the interest rate also.






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Category: Personal Finance 10 years ago
Meean
Asked 10 years ago

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Fixed Deposit is the investment of the cash in the financial sectors like banks; with a fixed amount of time.


Usually, the interest rates for the fixed deposits depends on the following factors:


1. Time period.


2. Bank that offers. 


3. Amount Invested.


4. Depositor (Senior Citizen, Non-senior citizen)


 


According to me, the best banks that are available are stated in order: 


HDFC BANK: This bank offers fixed deposits from time span of 7 days  to 10 years. 
 - 3.0% to 7.50% intrest; depending on the time period; for non-senior citizens.
- 3.5% to 8.0% intrest; depending on the time period; for senior citizens.  


ICICI BANK:  This bank offers from time span of 7 days  to 10 years.
- 2.0% to 7.75% intrest; depending on the time period; for non-senior citizens.
- 2.5% to 8.25% intrest; depending on the time period; for senior citizens.


ALLAHABAB BANK: This bank offers from time span of 7 days  to 10 years.
- 1.5% to 5.5% intrest; depending on the time period; for non-senior citizens.
- 2.0% to 6.0% intrest; depending on the time period; for senior citizens. 


ANDHRA BANK: This bank offers from time span of 7 days  to 10 years.
- 1.5% to 5.5% intrest; depending on the time period; for non-senior citizens.
- 2.0% to 6.0% intrest; depending on the time period; for senior citizens.


 STANDARD CHARTERED BANK: This bank offers from time span of 15 days  to 5 years.
 - 3.5% to 7.0% intrest; depending on the time period; for non-senior citizens.
- 4.0% to 7.5%
intrest; depending on the time period; for senior citizens.


HSBC BANK: This bank offers from time span of 15 days  to 60 Months
- 2.6% to 6.5%
intrest; depending on the time period; for non-senior citizens.
- 2.85% to 6.75%
intrest; depending on the time period; for senior citizens.

Deepti
Answered 10 years ago
Deepti

ICICI - Upto 8 %


CITI, INDUS INDIA, SBH - Upto 7.75%


I think all co-operate banks.

Sudha
Answered 10 years ago
Sudha

To check any of the ongoing rates Interest as well as Loan, please check the following site.

http://www.ratekhoj.com/

Best Deposit
-IDBI Bank
-ICICI BAnk
-Axis BAnk
-ABN AMRO Bank
-HDFC BAnk

sajeetharan
Answered 10 years ago
sajeetharan

I think ICICI bank has the most Interest Rate..

Rakesh Sharma
Answered 10 years ago
Rakesh Sharma

most of co-operative banks pay high interest rates.

neetu jain
Answered 10 years ago
neetu jain

most of co-operative banks pay high interest rates.

neetu jain
Answered 10 years ago
neetu jain

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