Me or my family never have bought a thing on loan basis therefore we are not aware about loans and repayments. We would rather wait for having enough money to make a proper deal.

I really may obtain a house loan, looking for other people's honest opinion about this. A while ago I registered on this site and I thought that I ask you. So please let me know what do you think? Did anyone of you previously needed a fast cash loan?

It is easy to take a loan but not as easy to pay it back, first of all you need to be sure that all eventualities ahve been considered, and also the fact that the properety prices may fall...But with all that if you can manage to do it, I still feel that investing in property is a sound and wise investment..

It is right getting loan is easy but is very hard to repay it. It is human nature to avoid payment of loans. One can get house loan very easiley. For banks house loan is most secured loan.

These days the interest rates too are low and seems attractive but when you actually add up it comes to quite a bit, and paying the money month after month seems a very tedious task although it does come down every year if you pay back some lump sum or paying part of the loan amount each month...

I have done that. After taking the loan for buying my house, I used to pay lump sum amounts whenever It was possible. By this I reduced my interest amount as well as that long loan tenure .